AUTO INSURANCE

Whether you need insurance for your business or personal life and assets, we have the experience to help you find the policy that’s right for you. We are committed to providing you with the highest level of protection at affordable prices. Check out our range of insurance packages, including Individual Insurance Package, Family Insurance Package and Life Insurance Package.

AUTO INSURANCE

We work with all national carriers and agencies to give you the lowest rates possible.

State of Florida drivers must have liability auto insurance with no-fault coverage that includes personal injury protection. Suspended drivers must file an SR-22 document to earn reinstatement.

Is car insurance high in Florida?

It's expensive insurance. Policy costs are higher in just four states. For most Florida drivers, the main reason for high rates is the high cost of Personal Injury Protection. ... Statewide, drivers pay an estimated $3.5 billion annually in PIP premiums, and insurers calculate fraud at $1 billion per year.

How much does it cost to register a car in Florida?

For vehicles, if you do not currently have a Florida license plate to transfer to this vehicle, you will pay a one-time $225.00 “new wheels on the road” fee, $2 per lien, plus registration fees depending on the weight of your vehicle—range is from $46.15to $72.40. Here's a complete list of fees.

INSURANCE PRICES

What is the average cost of auto insurance in Florida?

The average cost of auto insurance in Florida is $1,098 per year, averaged for our three driver profiles across 67 counties in the state. The cheapest county was Liberty County, with average rates of $836. On the other end of the spectrum was Miami-Dade, with an average annual car insurance rate of $2,198 per year.

Why is car insurance so expensive in Florida?

WHAT AFFECTS YOUR AUTO INSURANCE COVERAGES?

Some factors that may affect your auto insurance premiums are your car, your driving habits, demographic factors and the coverages, limits and deductibles you choose. These factors may include things such as your age, anti-theft features in your car and your driving record.

Is insurance cheaper on a new car?

Auto Insurance Rates on New Cars. Intuitively, you might expect that new carswould be more expensive to insure, as they have high market value and can be pricier to repair in the event of an accident. ... New car insurance can actually be cheaper because of increased safety features.

How do I get the best deal on car insurance?

Here are eight things you can do to ensure you get good coverage at the best possible rate.

Don't assume any one company is the cheapest. ...
Don't ignore local and regional insurers. ...
Check for discounts. ...
Pay your bills on time. ...
Consider insurance costs when buying a car.

DO YOU KNOW WHY AUTO INSURANCE...

Does a new car make your insurance go up?

you and your car insurance. In the end, your driving history and the coverage options you select impact your car insurance rate more than your car's model year. ... Plus, you have to consider the coverage options — a brand-new car might cost less to insure if you buy nothing but state-mandated liability.

Why did my car insurance go up for no reason?

Rising medical costs. Since people are driving more and more, accidents are on the rise. This causes an increase in how much is paid out by insurance companies for each claim. Rising medical costs is the reason for the steep hike in price for cost per claim, which translates to higher auto insurance premiums.

What kind of car insurance do I need in Florida?

The minimum requirement is $10,000 personal injury protection (PIP) and $10,000 property damage liability (PDL). If you have been in a crash or convicted of certain offenses, the Florida DMV can request you purchase additional auto insurancecoverage such as bodily injury liability coverage (BIL)

Auto Insurance: Packages