COMERCIAL & GENERAL LIABILITY

TARGET CLASSES (INCLUDED BUT NOT LIMITED TO)

Appliance Distributors
Auto Parts & Supplies Distributors Bakeries
Barber & Beauty Shops
Candy & Confectionery Stores Clothing Stores
Coin Laundries
Delicatessens
Dry Cleaners
Florists
Floor Covering Distributors Furniture Stores
Hardware Stores
Leather or Luggage Goods Light Manufacturing Risks Musical Instruments Store Office Buildings
Office Machines & Supplies
Paint, Wallpaper or Wall Coverings Photography Studios
Pizza Shops
Plumbing Supplies
Shoe Repair Shops
Sporting Goods & Athletic Equipment Stationery or Paper Products
Toys

COMMERCIAL GENERAL LIABILITY COVERAGES

Premises / Operation Liability

Products / Completed Operations Liability Personal & Advertising injury

Fire Legal Liability

Medical Expense

Optional Coverages (class specific) Additional Insured’s

Crime Coverage

Employee Dishonesty

Hired Auto & Non–Owned Auto Liquor Liability

Money & Securities

Outdoor Signs

 Food Spoilage

Glass Coverage Inland Marine Floater

Professional Liability Theft Coverage

Building / Improvement & Betterments

Business Personal Property

Business Income

Basic, Broad & Special covered cause of loss

Wind coverage available for risk located outside of Windpool area Construction: Joisted Masonry, Non-Combustible, Masonry Non-Combustible,

Fire Resistive

Frame construction written excluding wind coverage

LIMIT

$1,000,000 Occurrence

$2,000,000 General Aggregate

$2,000,000 Products/Completed Operations Aggregate $1,000,000 Personal & Advertising Injury

$300,000 Fire Legal Liability

$10,000 Medical Expense

Minimum attachment point of $1,000,000

Limits of Liability up to $25,000,000

Eligible classes: Building & Premises, Construction, Habitation,

Mercantile & Social Services